1. In a bowl add whipping cream and blend it. now add cream cheese to it and whip until there are stiff peaks.
2. Now in a bowl add hot water and masala chai powder. soak the rusks in it.
3. In an empty jar start layering it with rusk, then fill in the cream mix repeat the process till the jar is full.
4. Finally, dust some cocoa on top. tadaa your chai tiramisu is ready!!!!